Love and its Complications

People always complain about their love life. They see movies and expect the same from real life. I like to call it the disneyfication of love, relationships, and happiness. Unfortunately, we do not live in the movies. Not every kiss ends in a relationship and not every relationship ends in happiness. Why is it that we live in a society that puts such a high standard on love. Besides, what is love anyways? How can you put an emphasis on something that is not even definable. Let me give you my definition of love: it is being yourself.  In order to be loved we must first love our selves. I once went through a phase in my life where I never actually loved myself and yet I expected to be loved. It is impossible to be loved if you feel that you are not worthy of being loved. No matter how hard you try to convince yourself that there is something there, it does not matter. During this time I put up a wall to block feelings that make your heart melt and give you heart palpitations in order to not be hurt. Rather I turned to other self-destructive avenues to stimulate those feelings – this I have come to realize is unhealthy behavior.  Now I am working on myself. I know that there will not always be a happy ending, but I can still believe it could happen. Like a dear friend of mine once told me, “the truth shall set you free.” Free yourself from the burden of self pity and self loathing. Free yourself from the restraints of society by being true to yourself for that is what love truly means to me.

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Hosting Open Houses

This past weekend I hosted two separate open houses. One in Calabasas and another in Simi Valley. These specific properties were not owner-occupied and they were vacant. Open houses are a great way to get the community involved and reinforce ties with buyers. If you host the open house right, you can create great exposure for your subject property.

My observations were as follows – people usually come to open houses in pairs. It seems as though the houses were bought in some sort of auction and rehabbed. Basically what we call ‘flips’ in real estate. People who come into open houses always see the one wrong thing in the house instead of focusing on the positives. If there is an amazing property but not a lot of grass area, buyers will point that out and dwell on it. In fact, I think that by focusing on these details, buyers miss the essence of what the property has to offer. It is important for potential buyers to see the big picture and not just one small aspect of it. As always, I lit a candle in the kitchen for a nice smell and served some kosher cookies. For real estate agents complaining about such a slow market, I had a great turnout on both days. It seems to me that buyers are actively looking for new houses. Now is a better time than ever to buy and rates are so low!!

Joshua Rabinovitz is a licensed Real Estate Agent who serves the greater Los Angeles area. A member of the California Association of Realtors, Joshua holds a B.A. in Sociology from the University of San Diego. Recognizing that Real Estate is an ever-evolving field, Joshua is constantly educating himself on the latest trends and issues by regularly attending conferences and trade shows, such as the recent Realtor’s Conference & Expo in Anaheim, Ca.

A Los Angeles native, Joshua began his career in residential property management, and has since expanded his expertise into residential property sales. A passionate, loyal, and dedicated agent, Joshua works tirelessly for his clients, and is available 24 hours a day.

 

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Museums of Los Angeles

Los Angeles museums are far and many. Los Angeles is considered a hot spot for museums. I would like to focus on a museum that I had the chance to visit on Sunday this weekend. The Getty Museum in Los Angeles is located right off the 405 freeway on Sepulveda. The gardens at the Getty are a must see and the view of the whole Los Angeles county is breathtaking. Richard Meier designed the museum in an open structure setting. The walls are all made of the same stone and the galleries have vaulted ceilings. The architecture alone is enough to go to the museum, but now they have installations for pacific standard time and one of American photography. Entrance to the museum is free!! The whole museum is funded by the Getty family and the museum is free of charge to everyone. This place is amazing from the mile walk to the museum to the fountains and gardens. If you are in Los Angeles or visiting I would recommend devoting half a day to seeing the Getty – it is too good to pass up!

Joshua Rabinovitz is a licensed Real Estate Agent who serves the greater Los Angeles area. Joshua utilizes innovate technologies to create a quick and easy home selling experience. With a vast knowledge of the current market, and many years of both advanced post-graduate education and practical experience, Joshua assures client satisfaction. Joshua always aims to create a rewarding experience for you. A Los Angeles native, Joshua began his career in residential property management, and has since expanded his expertise into residential property sales. A passionate, loyal, and dedicated agent, Joshua works for his clients, and is available 24 hours a day.

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Playing your Cards Right

Playing your cards right extends far beyond the poker table into all aspects of life: business decisions, friendships, and life in general. Not to be vague, but we have all been dealt a hand in life. We can choose to play that hand or fold it up. In today’s economy, you see more and more companies and business people folding their cards instead of playing to the end. My question is: how can you give up? Even if you know there is an end. After working so hard to achieve a goal there is no greater sign of weakness then giving up. Even if you are struggling to keep up and even if times are tough that is no reason to lose hope. Last night, they shut down occupy Los Angeles. I thought long and hard about the implications of this to the greater Los Angeles society. It would mean thousands of displaced people and a never ending hatred toward government. As a sociology major, I could not help but think of the impact this had on the image of Los Angeles. Yes it is a negative one, but what I want to point out is that these occupiers did not fold. They never gave up in what they believed in. Sure they eventually were taken down, but they did not throw in the towel just because government told them to. We all could learn a valuable lesson from the occupiers and never give up in our beliefs and ideals. Thank you occupiers – for fighting to the end. Viva la resistance!

Joshua Rabinovitz is a licensed Real Estate Agent who serves the greater Los Angeles area. Joshua utilizes innovate technologies to create a quick and easy home selling experience. With a vast knowledge of the current market, and many years of both advanced post-graduate education and practical experience, Joshua assures client satisfaction. Joshua always aims to create a rewarding experience for you. A Los Angeles native, Joshua began his career in residential property management, and has since expanded his expertise into residential property sales. A passionate, loyal, and dedicated agent, Joshua works for his clients, and is available 24 hours a day. Joshua can be reached by phone at 310-435-9305 or by e-mail at jrabinovitz@gmail.com

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Foreclosure VS. Short Sale

I am not a lawyer or tax professional so this article is not intended to be legal advice or tax advice. Currently there are 8.5 million families and homes that are in distress. The background of this was caused by loans originated from the years of 2000-2007. During this time there were many errors made by lenders, including giving loans to people who were not qualified, so called “sub-prime” loans. Nevertheless, these loans were made and the result was a bubble in the real estate market that burst in the year 2008. Now we have people who are upside down on their mortgages or are not paying their loans. There are a few options for these people. Some of the options include:

  1. Trying to get a loan modification. The percent of people who actually are successful at the loan modification is roughly 5%. The problem is actually maintaining this modification and not defaulting on the modified loan.
  2. Short sale. In a short sale, the home owner would settle their first and second mortgage with the lender on an agreed upon price. This would remain on the credit report for 2 years.
  3. Foreclosure. In this situation the homeowner will be forcefully evicted from their home by a sheriff. This stays on your credit record for a total 4-5 years.

The truth is that distressed properties are a big part of the market. There are two types of distressed properties: pre foreclosure and post foreclosure. My concern is pre-foreclosure. In these situations, homeowners who have tried a loan modification and have been denied are able to apply for the HAFA program, which is the Home Affordable Foreclosure Alternative. In this situation, a HAFA candidate would qualify for 3,000$ of relocation money. HAFA gives you help on your way out. The homeowner is fully released from first and second lien liability.

In a short sale, the neighborhood is also protected. The community benefits from short sales because there is less blight in the neighborhood. There are less vacant properties in the community, and there is less risk of home price decline in the area. In conclusion, I strongly feel that short sales are a better solution to home owners rather than foreclosure. The short sale only stays on a credit report for two years, it benefits the community, and it can also qualify a homeowner for relocation money.

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The Sushi Scene

Los Angeles is coveted as being the Mecca for Sushi. The holy grail of fine Japanese cuisine. It is fair to say that our sushi even tops that of Japan. My grandma always told me that the best Chinese food she has ever had was in New York, not in China. Could it be that the best Sushi is actually in Los Angeles? To be more specific, the Sushi capitol of Los Angeles is actually in the Valley. Ventura Blvd. boasts the most Sushi restaurants per block than any place in the world. Every block offers you a world of joy for your taste buds. Even the little small sushi bar with old wooden chairs and creepy good luck cats is refreshingly yummy. You can literally taste the freshness of the fish. Every guest is ritualistically greeted by the Sushi chefs in a loud “Aruygato!!” My favorite Sushi restaurant is one that I have been going to for years now, Kushiyu. I have had the opportunity to meet the chefs and build a relationship with them. They know how I like my California roll with soy paper and avocado. They know that I like my Spicy Tuna rice-cakes really spicy. And they know my name. Nothing beats sitting at the bar and knowing that I am being taken care of. So to everyone who likes Sushi, check out Kushiyu, and try the spicy rice cakes!

Joshua Rabinovitz is a licensed Real Estate Agent who serves the greater Los Angeles area. Joshua utilizes innovate technologies to create a quick and easy home selling experience. With a vast knowledge of the current market, and many years of both advanced post-graduate education and practical experience, Joshua assures client satisfaction. Joshua always aims to create a rewarding experience for you. A Los Angeles native, Joshua began his career in residential property management, and has since expanded his expertise into residential property sales. A passionate, loyal, and dedicated agent, Joshua works for his clients, and is available 24 hours a day.

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Application to Rent: What we are Looking For

If you have ever applied to rent an apartment in Los Angeles, you know the first thing that you get asked is “How is your credit?” It is unfortunate, but a lot of emphasis in our society today is based on credit: good credit, bad credit, and no credit. Who cares? Landlords. Card Dealers. Loan officers. The reason credit checks are so important is that they represent your ability to pay and pay on time. So what else do we look for in a rental application:

  1. References. Usually we will ask for two references either previous land lords or employers. Putting one of your parents as a reference probably will not slide – but having them as a co-signer will.
  2. Pay-stubs: I need to know that you are getting paid. None of that under-the-table non-sense. I need to know how much you make and that you are consistently getting paid that amount of money. The reason this is important is that a renter should only be spending a maximum of 30% of their income on rent.
  3. Copy of Driver’s License or photo ID: this helps us put a face to a name and an address to the face that now has a name.
  4. Bank account statement: How much money are you hording… or how much money are you not hording. A solid amount of money in a bank account guarantees the landlord that you have money to pay rent – this will not guarantee that you will pay rent on time, which goes back to the credit report and its importance.
  5. Questions regarding pets/instruments/handicaps etc. – Based on the apartment you will be renting out there will be provisions set forth on quiet hours, pet policy (including no pets), and handicap access (whether or not an elevator is present).

The issue I would like to drive home is: build your credit. Pay your bills on time and do not over extend. This will come back to haunt you in the future when you are looking to settle down in a nice house

Joshua Rabinovitz is a licensed Real Estate Agent who serves the greater Los Angeles area. Joshua utilizes innovate technologies to create a quick and easy home selling experience. With a vast knowledge of the current market, and many years of both advanced post-graduate education and practical experience, Joshua assures client satisfaction. Joshua always aims to create a rewarding experience for you. A Los Angeles native, Joshua began his career in residential property management, and has since expanded his expertise into residential property sales. A passionate, loyal, and dedicated agent, Joshua works for his clients, and is available 24 hours a day.

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